You might think the ten
following rules-of-thumb don't apply to you. However, if you ignore
them, you do so at your own risk, for you'll be making it very easy
for unscrupulous individuals to use your credit cards illegally. |
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At work, never leave your credit cards unattended. More
credit cards are stolen at the workplace than anywhere else. |
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If your credit card can be used in an automatic banking
machine, keep your PIN (Personal Identification Number) a secret!
Do not write it down; memorize it! |
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Never leave your credit cards in the glove compartment
of your car or truck. A significant number of credit card are stolen
from motor vehicles. |
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Whenever you hand over your card to make a payment,
double check to make sure that the card handed back to you is really
yours. |
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When travelling, keep your cards on your person at all
times, or else in a very safe place. |
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Immediately notify the issuing company of any lost or
stolen credit card. Most credit card frauds take place in the next
few days after a card is lost or stolen. |
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Sign any new card the moment you receive it. And don't
forget to destroy cards you don't use any more. Cut them up so that
no one else can use them. |
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Make a list of your cards and the account numbers
on them. This information will be helpful in the event your cards
are lost or stolen.
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Always carefully double-check your monthly credit card
statements. Make sure that the transactions listed in your statement
reflect only purchases authorized or made by you. |
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Never use your credit card number over the telephone
unless the company you are dealing with is highly recognized and reputable.
Never give your credit card number to anyone else to make a transaction
for you. Guard your credit cards the same way you guard your cash.
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